There are different types of budgets out there, and one of them is known as the 70/20/10 budget. What is it, and will it work for you? With the way the economy is going, you need to find a way to budget. There are different ways depending on the money you have, the outgoings you […]
Why I buy Christmas presents throughout the year
I like to save up for Christmas throughout the year. I’ll also buy Christmas presents early, and here’s why I do it. Every year we get to Christmas and people say how expensive it is and how they’re rushing around buying things. Well, it’s time to change the way you think. I used to be […]
Is travel insurance a waste of money or worth the cost?
Whenever you travel, you’ll want to look into getting travel insurance. Is this a scam wasting your money? Here’s why it’s a good idea. I get it. Everything always seems like a scam. There’s always someone who wants your money, and you need to decide if something is worth it or not. Travel insurance is […]
Meal prepping can help you save money (but you need to do it right)
When done right, meal prepping can be the best way to save money on your groceries. Here are my top tips to do it. Meal prepping can be a great way to save money on your groceries. I base my meal prepping on the vegetables that I’m going to get in my weekly veggie box. […]
Top tips to manage car repairs without debt
Do you only see more debt when you’re dealing with car repairs? Here’s how you can manage them without getting into debt. And what to do if you really do need to go into debt. When you have major car repairs, the cost can seem daunting. For a lot of people, it means getting into […]
5 tips for using your credit card to aid with cash flow
I use my credit card for everyday expenses to aid in my cash flow. I make sure I don’t overspend, and here’s how I do it. A lot of people struggle with cash flow, especially when it comes to having an irregular paycheck. I don’t get paid at the same time of the month the […]
5 ideas to make a little extra money now the kids are back in school
The kids go back to school this week here in Ontario. It’s a great time to make some extra money, and here are five ideas to get you started. With the start of the economy, every little helps. You can do a few side gigs and make an extra $1000 per month, and that can […]
Only use one method when getting out of debt
When it comes to getting out of debt, there are a few ways to help. Once you find a way that works for you, stick to that method. There are a few ways to get out of debt. The two most common are the snowball method and the avalanche method. You could also use the […]
5 future expenses you need to save up for
We all have future expenses that will happen, and some are those that you can save up for. Here are five that you should save for now. We all have future expenses that come up. Some of them are genuine emergencies, and there is no time to save up for them. It can mean putting […]
Mastering the art of budgeting with irregular income
Not everyone has a set income. Freelancers, seasonal workers, and even teachers need to master budgeting with irregular income. Here’s how you can do it. Budgeting with a regular paycheck is already challenging enough. Imagine not knowing what you’ll be paid from one month to the next. Freelancers, gig workers, and even seasonal workers need […]