The kids go back to school this week here in Ontario. It’s a great time to make some extra money, and here are five ideas to get you started. With the start of the economy, every little helps. You can do a few side gigs and make an extra $1000 per month, and that can […]
Only use one method when getting out of debt
When it comes to getting out of debt, there are a few ways to help. Once you find a way that works for you, stick to that method. There are a few ways to get out of debt. The two most common are the snowball method and the avalanche method. You could also use the […]
5 future expenses you need to save up for
We all have future expenses that will happen, and some are those that you can save up for. Here are five that you should save for now. We all have future expenses that come up. Some of them are genuine emergencies, and there is no time to save up for them. It can mean putting […]
Mastering the art of budgeting with irregular income
Not everyone has a set income. Freelancers, seasonal workers, and even teachers need to master budgeting with irregular income. Here’s how you can do it. Budgeting with a regular paycheck is already challenging enough. Imagine not knowing what you’ll be paid from one month to the next. Freelancers, gig workers, and even seasonal workers need […]
What does FIRE mean in finance (and can you do it)?
Have you heard of FIRE when it comes to talking about finances? What does FIRE mean in finance, and is it something for you? There is a common term going around social media at the moment when it comes to finances. It’s all about FIRE. Everyone says that you should do it. To be honest, […]
It’s okay to admit you’re failing at your budget
Are you failing at your budget? The best thing you can do is admit that, and then you can take steps to fix the issue. Are you “failing” in following your budget*? You’re not alone. A lot of people struggle with the following of the budget. And that’s okay! You’re not really failing if you […]
Why multiple side gigs are a good idea for anyone
Whether you work a full-time job or you are self-employed, you need multiple side gigs. They’re also excellent for stay-at-home-moms. I’m a huge supporter of having multiple side gigs. While I write full-time, I also have other gigs that I’m working on. They don’t bring in a full-time income, but they do help to ease […]
Should you pay for your car insurance monthly or in full?
How do you usually pay for your car insurance? A lot of people pay monthly, but is this the best option? Will you save money paying in full? Most people opt to pay for their car insurance on a monthly basis. This helps with cash flow, and it tends to be the way that most […]
How much of your paycheck should you save?
When it comes to budgeting, you need to make sure you save for the future. Just how much of your paycheck should you save? If you want me to give you a dollar amount of your paycheck to save, you’ve come to the wrong place. Everyone is different. That isn’t just about your pay each […]
When should you use your emergency fund?
You’ve heard all about needing an emergency fund. What about using it? When should you use your emergency fund? There are plenty of tips on how to save up for an emergency. There are all sorts of posts about the importance of an emergency fund. What people don’t tell us is when the emergency fund […]