Emergencies happen. This is why you should have an emergency fund. But when should you dip into it? Don’t panic if you don’t have one right now. What you can do is start saving now. Even just $10 per month is a start, but aim for $50 to $100 per month if you can. When […]
7 ways to curb the problem of spending money
You want to save money. Whether it’s to create an emergency fund or to set up a retirement fund, you need to find extra money to save. That means you need to curb the problem of spending money. Of course, it sounds simple. Just stop spending money! Stop buying things! If only it was that […]
Don’t feel bad for not having an emergency fund but start one now
With more people than ever finding themselves laid off, everyone is worried about money. Well, almost everyone. There are always those few people who sit from their lofty rooftops shaming people for not being in the same financial situation as them. One of the biggest things right now is them shaming people for not having […]
5 important tax deductions you don’t want to forget for your WAHM business
It’s tax time! That means you’re looking at the various tax deductions you can make. At least, when you’re running a WAHM business, you should be doing. I do highly recommend getting an accountant for your business, but you may not be able to afford one yet. Plus, even with an accountant, you’ll need to […]
How much money do you need to make each month in your WAHM business?
Starting your own WAHM business is both exciting and terrifying. How can you possibly have so many emotions at one time, right? You can feel overwhelmed and nervous, but you are also determined to make this a success. So, what makes it a success? In a business sense, it’s focused on the financials. You’ll hear […]
5 Top tips to make affiliate marketing work as a WAHM
You’ve heard that affiliate marketing is a great way to make money as a WAHM. Well, it can be, but this isn’t something that will bring in money overnight. It takes time and effort. You can’t just sign up to become an affiliate and expect to see the money rolling in. But I’m here to […]
How we use credit cards but don’t get into debt
You’ll hear people tell you not to use credit cards. Many view them as the evil form of payment that puts a lot of people into debt. That can certainly be the case, but it’s not the credit card’s fault. It’s the way the cards are being used. We use credit cards every single month […]
Why I use Mint for all my budgeting needs
There are plenty of budgeting tools out there. Some people will choose to use a standard spreadsheet, while others will opt for a paper planner. Others opt for tools like Mint. I have a mixture. I have a paper planner and home binder system. This is essential for me to keep track on a regular […]
Why we save all year for Christmas
Christmas is one of the most expensive times of the year. As we come to the season again, you’re possibly looking at your bank balance. We used to be just like that. Each year would roll by and we’d wonder how we’d be able to put on a great day. When our first daughter came […]
Work at home jobs still involve work: The clue is in the name
I don’t want to sound disrespectful or say all this in a babying tone, but work at home jobs do involve work. I can’t tell you the number of times that people will say, “oh, but you can get so much housework done when you’re working from home.” Or people will expect me to be […]