As a work at home mom, you likely have a monthly target to aim for. In fact, you should have a monthly income target to help you work out your hourly rate, whatever type of work you do. So, how much should your monthly target be? I really wish I could just give you a […]
Why having multiple savings accounts could be good for savings goals
If you have multiple savings goals, you need to think about where your money is going for each one. How are you separating your savings? You need to have multiple savings accounts. We had different savings accounts for all the different financial goals we have in mind. There’s one strictly for tax. 30% of everything […]
4 top questions you need to ask before dipping into your emergency fund
Emergencies happen. This is why you should have an emergency fund. But when should you dip into it? Don’t panic if you don’t have one right now. What you can do is start saving now. Even just $10 per month is a start, but aim for $50 to $100 per month if you can. When […]
7 ways to curb the problem of spending money
You want to save money. Whether it’s to create an emergency fund or to set up a retirement fund, you need to find extra money to save. That means you need to curb the problem of spending money. Of course, it sounds simple. Just stop spending money! Stop buying things! If only it was that […]
Don’t feel bad for not having an emergency fund but start one now
With more people than ever finding themselves laid off, everyone is worried about money. Well, almost everyone. There are always those few people who sit from their lofty rooftops shaming people for not being in the same financial situation as them. One of the biggest things right now is them shaming people for not having […]
5 important tax deductions you don’t want to forget for your WAHM business
It’s tax time! That means you’re looking at the various tax deductions you can make. At least, when you’re running a WAHM business, you should be doing. I do highly recommend getting an accountant for your business, but you may not be able to afford one yet. Plus, even with an accountant, you’ll need to […]
How much money do you need to make each month in your WAHM business?
Starting your own WAHM business is both exciting and terrifying. How can you possibly have so many emotions at one time, right? You can feel overwhelmed and nervous, but you are also determined to make this a success. So, what makes it a success? In a business sense, it’s focused on the financials. You’ll hear […]
5 Top tips to make affiliate marketing work as a WAHM
You’ve heard that affiliate marketing is a great way to make money as a WAHM. Well, it can be, but this isn’t something that will bring in money overnight. It takes time and effort. You can’t just sign up to become an affiliate and expect to see the money rolling in. But I’m here to […]
How we use credit cards but don’t get into debt
You’ll hear people tell you not to use credit cards. Many view them as the evil form of payment that puts a lot of people into debt. That can certainly be the case, but it’s not the credit card’s fault. It’s the way the cards are being used. We use credit cards every single month […]
Why I use Mint for all my budgeting needs
There are plenty of budgeting tools out there. Some people will choose to use a standard spreadsheet, while others will opt for a paper planner. Others opt for tools like Mint. I have a mixture. I have a paper planner and home binder system. This is essential for me to keep track on a regular […]