When it comes to boosting your credit score, you’ll hear about your credit utilization ratio. I take a look at what this is, and why it is so important. When you apply for a loan or a credit card, a lender is going to look at your credit score. This is an indication of how […]
3 Tips to use your credit card to boost your credit score
We’ve looked at a few ways to boost your credit score in 2023. Your credit card is a great way to do that, and here are three top tips. There are a lot of questions about getting the right credit card to boost your credit score. It’s not about the type of credit card you […]
What is the round-up method in budgeting (and does it work)?
There are a few different ways to budget your money. The round-up method is one of them, but does it actually work? When it comes to budgeting, you may not initially know where to start. You feel like you have no money at all, and you don’t know where to start with saving money. One […]
3 Tips to boost your credit score in 2023
Your credit score is important for a lot of financial needs. Here are three tips to boost your credit score in 2023. If you’ve not been paying attention to your credit score, you need to start doing so. This is an important part of your financial information. It’s going to help you get better rates […]
Why hiring a financial advisor for investments is worth your money
A lot of people will question why you’d hire someone to do something you can do yourself. Why is hiring a financial advisor worth it? If you look at online websites, you’ll see people question why you’d hire someone to manage your investments. There are tools to be able to do it yourself. Surely it’s […]
Is saving $1000 per month good?
There are a few questions I’m asked about saving. One of them is whether saving $1000 per month good. It’s all relative in the budget. “I can save $1000 per month. Is this good enough?” It’s a question I hear a lot. People aren’t sure whether they’re saving enough for the future, whether it’s an […]
What is the 50/30/20 rule in budgeting (and can it work)?
You may have heard of the 50/30/20 rule in budgeting. What exactly does it mean, and will it work for you? Everyone is different in the way they spend money. Some people will put a huge focus on saving for retirement, while others want to spend money now. After all, you can’t take money with […]
Why you need to budget together as a couple
Budgeting is important, and it’s something you likely do on your own. Now you’re part of a couple, you need to budget together. Your new relationship is progressing. You’re talking about moving in together, or maybe you’ve just made that step. This is a big time, and it brings change to your finances. In some […]
5 top tips to save for retirement
The earlier you start saving, the easier it will be. Starting late, though? Don’t worry. Here are my top tips to save for retirement. One thing you don’t want to think about when you first start working is to save for retirement. You think you have years—decades even—to do it. Why do you need to […]
3 tips to use credit cards responsibly
A lot of people will tell you to ditch the credit cards. You can use credit cards responsibly, and I’m going to teach you how. When it comes to budgeting, you’ll hear a lot of people say to ditch the credit cards. It’s the cards’ fault that you’re in debt. The simple truth is that […]