Whether you work a full-time job or you are self-employed, you need multiple side gigs. They’re also excellent for stay-at-home-moms. I’m a huge supporter of having multiple side gigs. While I write full-time, I also have other gigs that I’m working on. They don’t bring in a full-time income, but they do help to ease […]
Should you pay for your car insurance monthly or in full?
How do you usually pay for your car insurance? A lot of people pay monthly, but is this the best option? Will you save money paying in full? Most people opt to pay for their car insurance on a monthly basis. This helps with cash flow, and it tends to be the way that most […]
How much of your paycheck should you save?
When it comes to budgeting, you need to make sure you save for the future. Just how much of your paycheck should you save? If you want me to give you a dollar amount of your paycheck to save, you’ve come to the wrong place. Everyone is different. That isn’t just about your pay each […]
When should you use your emergency fund?
You’ve heard all about needing an emergency fund. What about using it? When should you use your emergency fund? There are plenty of tips on how to save up for an emergency. There are all sorts of posts about the importance of an emergency fund. What people don’t tell us is when the emergency fund […]
Renting isn’t wasting your money (and here’s why!)
I get so fed up hearing the comment that renting is a waste of money. Renting isn’t wasting your money. At least, not for all. Whenever the topic of renting or owning comes up, I hear all the time about how renting is a waste of money. Why would someone choose to pay another person’s […]
Should you plan your budget on paper or digitally?
You need a budget. There is no doubt about that. Now you need to figure out where to plan your budget. Should it be on paper or the computer? Budgeting is an essential life skill. It helps you figure out where your money is going, makes sure you’re saving for the future, and helps you […]
Is Rover a good way to make money online?
If you love pets, you may consider turning to Rover to make money online. Is this a good option? Here’s what you need to remember. As the cost of living continues to go up, there are many people looking for ways to make money online. If you love pets, you may consider dog walking or […]
5 signs your personal budget just isn’t right for you (and that’s okay!)
Creating a personal budget is easy. Sticking to it is hard. It’s even harder if the personal budget isn’t right for you. Everyone can set a personal budget*. You look at your income and your outgoings and write it all down. Now you have to stick to it, and this is the part that people […]
How to utilize streaming services to work for your budget
There are so many streaming services, they cost as much as cable together. It’s time to utilize them better to work for your budget. You don’t need every single streaming service that is out there. There are so many platforms now that they’re going to burn a hole in your pocket. The good news is […]
If you don’t have pet insurance, this is what you need to do instead
Not everyone will be able to get pet insurance for their animals. If you don’t have it, make sure you have savings instead. I used to have pet insurance for both of my huskies. It was great until it wasn’t. There was an illness that was classed as connected to a previous problem and the […]