Intuit made a surprise decision in the budgeting niche. With Mint shutting down, what can people use instead? If you’re like me, you use an app for your budgeting purposes*. I’ve used Mint for the longest time. It helps me track my expenditure across multiple accounts, making it much easier to not just set but […]
What is a no-spend January (and should you do it)?
A friend recently brought up the idea of a no-spend January, and I realized how little people understand about this. What is it and will it help you? When it comes to budgeting and money, we’re all looking for ways to save money. It doesn’t matter what you do for work, or how big your […]
Can you save money moving in with someone?
A friend and I keep talking about moving in together to save money. Is this really a way to be able to save some money? There are a lot of reasons to move in with someone. This doesn’t even have to be a partner. You may have a group of friends that you want to […]
When should you combine finances with a partner?
You’re in a great long-term relationship. Chances are that you’re looking to combine finances, but is this the right time? Is there a right time to do it? In the past, I’ve shared when you should and shouldn’t combine finances with a partner. This isn’t something that works for everyone. I combined finances with my […]
The big housing question: Should you rent or buy?
Remember when owning a house was the big thing? Is it now better to rent? Should you rent or buy a house? Gain clarity on these questions and more with insights from the Invest Diva course. One of the big dreams for many of us was to buy a house of our own. That’s all […]
5 basic elements of your personal budget
Your personal budget is made up of five basic elements. You need each of them to know how to best spend your money. Spending your money is great, but not when you’re going into debt because of it. You need to set a budget. This isn’t a nasty word, nor does it have to mean […]
5 tips to stick to your personal budget
You’ve set your personal budget, and now you need to stick to it. Struggling with that part? Here are five tips to help. If you’re struggling to stick to your personal budget, you are not alone. There are a lot of people out there who set their budget and then forget about it. Or they […]
Why you need to keep track of your credit report
Do you check on your credit report regularly? If not, you need to right now. Here’s why it’s important to track consistently. When it comes to tracking your debt and your money, you need to keep an eye on your credit report. I do this weekly, but you could opt to do it monthly instead. […]
Should you use credit cards for rewards and cashback?
There are a lot of credit cards out there that offer cashback and rewards. Should you use them in your budgeting? If you’re anything like me, you have offers for cashback or reward credit cards. In fact, I regularly use my PC Mastercard for the points that I get. I also take advantage of my […]
What is a cash-only budget and does it work?
With so many different types of budgeting methods, it’s hard to settle on one. Will the cash-only budget work for you? Budgeting is hard. It’s not just about setting the budget, but about sticking to it. One of the things you also need to figure out is which type of budgeting you’re going to use. […]