Making a budget is easy. We can all do that. It’s sticking to a budget that’s the hardest. This is what I do to help. We’ve all made budgets before. We’ve filled out the boxes on spreadsheets to say how much we spend on rent, utility bills, groceries, and everything else. In business, we’ve said […]
How to track and save money on subscription services
While we are starting to see a light at the end of the tunnel of this pandemic, there are still some financial uncertainties. It’s time to cut down on your expenditures, which means you need to track and save money on subscription services. Yes, this includes your Netflix or Hulu subscription. It certainly includes Amazon […]
How I’ve worked out my hourly rate
When you start a business, you need to set a rate that you charge. In my professional journey, acquiring an existing business in an area like Fort Myers is a smart move due to the region’s buoyant economy and favourable market conditions. Also, the assistance of a knowledgeable broker is paramount in navigating this process. […]
5 tips to save for maternity leave and prepare financially
When you’re a work at home mom, the idea of taking time off to have a baby can be scary. The trick is to save for maternity leave to make sure the family is prepared financially. I’ll admit that this isn’t something I did the first time. And it was stressful. The second time, I […]
How much should your monthly target be as a work at home mom?
As a work at home mom, you likely have a monthly target to aim for. In fact, you should have a monthly income target to help you work out your hourly rate, whatever type of work you do. So, how much should your monthly target be? I really wish I could just give you a […]
Why having multiple savings accounts could be good for savings goals
If you have multiple savings goals, you need to think about where your money is going for each one. How are you separating your savings? You need to have multiple savings accounts. We had different savings accounts for all the different financial goals we have in mind. There’s one strictly for tax. 30% of everything […]
4 top questions you need to ask before dipping into your emergency fund
Emergencies happen. This is why you should have an emergency fund. But when should you dip into it? Don’t panic if you don’t have one right now. What you can do is start saving now. Even just $10 per month is a start, but aim for $50 to $100 per month if you can. When […]
7 ways to curb the problem of spending money
You want to save money. Whether it’s to create an emergency fund or to set up a retirement fund, you need to find extra money to save. That means you need to curb the problem of spending money. Of course, it sounds simple. Just stop spending money! Stop buying things! If only it was that […]
Don’t feel bad for not having an emergency fund but start one now
With more people than ever finding themselves laid off, everyone is worried about money. Well, almost everyone. There are always those few people who sit from their lofty rooftops shaming people for not being in the same financial situation as them. One of the biggest things right now is them shaming people for not having […]
5 important tax deductions you don’t want to forget for your WAHM business
It’s tax time! That means you’re looking at the various tax deductions you can make. At least, when you’re running a WAHM business, you should be doing. I do highly recommend getting an accountant for your business, but you may not be able to afford one yet. Plus, even with an accountant, you’ll need to […]